High Risk or Non Standard Car Insurance

High risk car insurance, also known as non-standard car insurance, is a type of car insurance that is designed for drivers who are considered to be a higher risk to insure due to factors such as a poor driving record or lack of insurance history.

Drivers who may be considered high risk may include those with a history of accidents or traffic violations, young drivers, or drivers with a suspended or revoked license.

High risk car insurance may be more expensive than standard car insurance due to the increased risk of accidents or claims for the insurance company. However, it can provide a valuable option for drivers who may have difficulty finding coverage through a standard car insurance policy.

If you are considered a high risk driver and are having difficulty finding car insurance coverage, it is a good idea to shop around and compare quotes from multiple insurance companies to find the best coverage at the best price. You may also be able to improve your risk profile over time by maintaining a good driving record and demonstrating a responsible approach to insurance.

Overall, high risk car insurance is a type of insurance that is designed for drivers who are considered to be a higher risk to insure due to factors such as a poor driving record or lack of insurance history, and it may be more expensive than standard car insurance.